What is Long Term Care Insurance?  Protection pure and simple.  Long Term Care Insurance can provide protection from the high costs of Nursing Home care -- more --

How is Long Term Care Insurance different from Medicare and Medicaid?  Medicare only pays an average of 6% of average Nursing Home costs.  Medicaid only pays after the patients savings have been exhausted.  -- more -- 

Why is Long Term Care Insurance needed?  The high costs of Nursing Home care can and does routinely wipe out the life savings of families.  -- more --

How can I tell if I need Long Term Care Insurance?  The linked Personal Evaluation can be printed and used to perform an initial evaluation.

How can I get Long Term Care Insurance?  By emailing Kara_503@SouthernThoughts.Com . Be sure to  include your name, phone number and interest - she will call you back and handle the details.